January 27, 2026, Kitchener, Ontario
Posted by: Robert Deutschmann, Personal Injury Lawyer
What Every Injured Person and Family Should Know
Insights from Deutschmann de Koning Personal Injury Law
When a serious accident occurs — whether it’s a high-impact car crash on a provincial highway or a slip and fall on municipal property — victims and their families face not only physical and emotional trauma but also a host of legal questions about liability and compensation. In Ontario, determining who is responsible is a foundational step in any personal injury claim, and at Deutschmann de Koning Personal Injury Law we help clients navigate these complex legal issues every day. (Deutschmann de Koning Law)
A recent incident on Highway 7 in Kitchener highlights the tragic consequences of collisions on public roadways. On January 26, 2026, Ontario Provincial Police confirmed that two separate vehicles drove off the westbound flyover ramp to Highway 8. In the first crash, a taxi lost control but the driver was not seriously injured. In a second, separate collision later that morning, a 38-year-old Waterloo woman was pronounced dead at the scene after her vehicle ramped over a snow embankment and fell to the highway below. The cause of these crashes remains under investigation.
Understanding Liability in Motor Vehicle Accidents
In Ontario, car accidents are typically addressed through two legal channels:
1. Accident Benefits
Under Ontario’s no-fault auto insurance system, most injured drivers, passengers, and pedestrians are first entitled to statutory accident benefits from their own insurer — regardless of who caused the collision. These benefits help cover medical care, rehabilitation and income loss. (Deutschmann de Koning Law)
2. Tort (Negligence) Claims Against At-Fault Drivers
If another driver was negligent — for example, speeding, failing to yield, or driving carelessly — an injured person may also pursue a tort claim against that driver (and their insurer) for compensation beyond statutory accident benefits. This compensation can include pain and suffering, disability costs, loss of future earnings, and rehabilitation expenses. (Deutschmann de Koning Law)
At Deutschmann de Koning, we work closely with clients to identify fault, gather evidence, and maximize recovery for every type of motor vehicle collision, including pedestrian and catastrophic injury cases. (Deutschmann de Koning Law)
But what happens when the collision occurs on a public highway or ramp — especially one maintained by a government agency? That’s where liability law becomes more complex.
Can the Province Be Held Responsible?
When accidents occur on roads maintained by the Province of Ontario — like Highway 7 and intertwined ramps — the province is generally responsible for design, construction, and maintenance of those roadways. This includes snow removal, signage, and safety inspections.
However, government liability in Ontario is not automatic. To hold the province responsible for a car accident:
- A plaintiff must show that the province owed a duty of care;
- That it breached that duty (for example, by negligent snow clearing or a dangerous design); and
- That this breach caused the injury.
In collisions like the recent Highway 7 ramps, factors such as snow buildup from plowing and icy conditions may be examined to determine whether maintenance issues contributed to the crash. As with all personal injury claims, early legal investigation is crucial to preserve evidence and explore all potential defendants. (Deutschmann de Koning Law)
Slip & Fall Injuries on Municipal Property
Slip and fall injuries happen every year on public walkways, parks, parking lots, and municipal infrastructure. These cases raise a key question: Can a municipality be held liable for injuries on public property?
Yes — under certain conditions.
Municipalities in Ontario have a legal duty to maintain public property in a reasonable state of repair. This duty includes sidewalks, crosswalks, parks, and public facilities. However, the law treats municipal liability differently than private property cases:
Written Notice Requirement
For many municipal slip and fall claims — especially those involving snow and ice — the injured person must provide written notice to the municipality within 10 days of the accident. Failure to do so can result in losing your right to pursue a claim.
Higher Standard for Snow and Ice Cases
If a fall occurs on a sidewalk due to snow or ice, the injured person must show that the municipality was grossly negligent in failing to maintain the area — a higher threshold than ordinary negligence.
At Deutschmann de Koning, we understand these unique challenges and time limitations, and we help clients strategically build their cases to protect their rights and maximize compensation. (Deutschmann de Koning Law)
Why Legal Representation Matters
Personal injury claims — whether arising from a highway collision or a slip and fall — involve intricate legal standards, strict deadlines, and extensive evidence requirements. Without experienced representation:
- You may miss critical limitation dates or notice requirements;
- You risk accepting unfair settlements from insurers; and
- You could lose out on compensation for long-term care and future losses.
At Deutschmann de Koning Personal Injury Law, we have decades of experience advocating for injury victims across Southwestern Ontario, including car accidents, pedestrian injuries, and slip/trip and fall claims. (Deutschmann de Koning Law)
Conclusion
Injuries from car accidents on public roads and slip and fall incidents on municipal property raise important legal questions about who is responsible — whether another driver, a municipality, or even the province. Ontario law provides pathways to compensation, but each claim has specific requirements and timelines.
If you or someone you love has been injured in an accident, seeking legal advice early is essential to protect your rights and pursue the compensation you deserve. Deutschmann de Koning Personal Injury Law is here to guide you every step of the way.
Contact us for a consultation and start securing your legal options today. (Deutschmann de Koning Law)
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